How I Lost My Shirt on the Internet
By Gail Clute
The average brain has over 60,000 thoughts per day.
I live in my own mind, Ain’t nothing but a good time…
Lyle Lovett
Prologue
No rain just sunshine
And so another year begins. Dad is dead. The house will not sell. My husband’s job is winding down.
I want a job. All I want to work is 20 hours a week. I want to work-at- home.
When I started looking for a work–at-home position, I discovered the hours were only evenings and weekends. There is no way to get time off or trade hours or get paid for training. For the first six months, you miss one hour and you are history.
Have you ever purchased the great gadget on television? Remember the deal, “If you call now in the next ten minutes, you get a second one free plus the bonus widget?”
Do you know who answers those calls? It may be handled by a call center or by a work-at-homer.
I applied with several work-at-home companies. They did not offer me a job.
So I continued looking, on the Internet for a fit for me.
Then the local newspaper had my solution.
ebay! Join the millions earning incomes using the
Internet and
eBay.
And so I went to a convention center to learn more.
Chapter 1
I get up in the Morning
“Gail, I need to go to town to meet your father and I will pay you twenty-five cents an hour to baby sit for your sisters and brother” explained Mom. “You can also do the dishes and vacuum the living room at the same time.”
“Sounds good to me,” replies the 11 year old who would then be responsible to keep five children aged 9,7, 4, 3 and 1 safe from fire, flood and fiends
“Just keep track of your hours and we’ll settle up each week.”
Now today, Mother would be sent to jail for a stunt like this. And we would have been placed in child protection. The truth of the matter was that I had been watching the children since the 4 year old was only 11 months.
So when the first payday came, mother was startled to learn that for 14 hours, I watched the children.
“Okay, here’s $2.00.”
Now to and eleven year old that is a lot of money. It should have been $3.50 but no big deal.
But this is the beginning of how money became an enigma to me. Each week the number of hours varied and soon the pay was down to only ten cents an hour. Then one day, she said that she’d pay me next week. Eventually there was no pay yet the job continued.
Studies prove that the position of a child in the family influences most of the interactions with others for a lifetime. As the oldest child, with large listening ears, I always try to anticipate situations and fix them. Money is always an issue when there is not enough of it. I start looking for ways to earn money to help.
My sister Kathy pestered Mother for new sneakers and only KEDS would do. We always had tennis shoes-remember the large boxy style with the rubber toe and laces up to your ankle?
So Mother purchased three pairs of new white KEDS with the blue rectangle logo on the heel of the sneaker. Heaven!
The next day, the KEDS were lined up in front of the roaring fireplace. Our dear three-year-old brother Bubby selected one sneaker from each set and tossed them into the flames.
The odor alerted the family who watched mesmerized, as the sneakers were lost for good. Three girls felt anger and rage and scream at Bubby. The fact that he was not hurt and the house was not burned down eluded us.
There was no money to replace the KEDS so we were back to the old tennis shoes.
As kids, our standard footwear was the truly wonderful brown and white saddle shoe that mother always preferred. There was no discussion or personal choice.
“If saddle shoes are good for me, they are good for you,” was mother’s favorite refrain. I always found it better not to argue unlike Kathy. She had an on going feud with mother noting that what the other children wore and she also wanted to wear. Gee, shoes and clothes still worry her-child position number two for Kathy.
In the mid 50’s, comic books, movie magazines and songbooks were only five cents. Anxiously, we anticipated each new issue. Just like today there were ads offering every thing cheap and cheesy.
My favorite magazine contained lyrics from the top 25 songs on the hit parade. Perry Como, Elvis Presley, the Everly Brothers and Chuck Berry were some of my favorite singers. I had a small scratchy radio by my bed and fell asleep listening to music. It was the only time I could sing or croak along with music and know the words.
Now let’s talk about the ads. One promised the solution I needed to obtain new KEDS. This advertisement said that I could double or triple my money by simply selling personalized Christmas cards to family and friends. BINGO. Merely fill out the form, enclose thirty-five cents for shipping and handling and mail it today. In no time your own Christmas card kit will be sent to you. Go and rake in the money!
In very fine print, so little that I did not see it were the words having to due with the actual cost of the kit $9.99. And of course how to actually earn some money. There was no box to check to prove that one is over 18 years (as though that stops kids).
So, I took the plunge and sent in my money and promptly for got about it.
Imagine my surprise when I arrived home from school to find a perplexed mother with a large box containing all I needed to sell door-to-door Christmas cards and then buy new KEDS.
I explained to her that I will make lots of money and then we can get new sneakers. Mom and Dad said that there was no way an eleven-year-old girl could go out in the neighborhood selling Christmas cards. Now this always puzzled me since it was fine to baby sit at 11 years old.
They paid the card company the money (which would have covered the cost of new KEDS). For the next four years friends and family received these cards.
I do believe that this card company has evolved into the school fund raising company. Every October, some band member, football player or cheerleader comes to my door no matter where I live and wants me to buy Christmas cards, candles, candy and so on and on. Some how they have managed to niche out a place in the today’s completive market.
That was my first great money making scheme but unfortunately, it was not my last.
Chapter 2
I look out of the window
By way of mother’s large mouth, word got out that I was a baby sitter. Now, I was 12 years old and to this day I do not believe that families trusted me with their youngsters.
Mother volunteered me for my first job. Even though older sitters got fifty cents an hour, she told everyone that Gail would work for only thirty-five cents an hour.
On my first job at 6:00 PM, I arrived at the neighbor’s home. They have five children under nine. The dishes are dirty. The floor needs vacuuming. After baths, books and bed for the children, not realizing that my chores were complete, I cleaned the house. With all of my baby-sitting jobs, I took books to study for homework. I read only two pages when the parents returned home at least one hour latter than they promised, I was paid $3.50.
Low and behold the neighborhood vied for my baby sitting/cleaning service. Seven nights and some days, I had jobs. The good part of these jobs was being paid in cash at the end of the night. Sometimes after a long night, they would short me a dollar or such. No big deal. How come today every one gets big $$$ and a $ tip?
The morning after my first job, Dad was up cooking oatmeal. He asked how were the kids and did I have any trouble? Then he asked how much I made. He was short on gasoline money so I took fifty cents and gave him the rest.
That was the last time he asked. It became routine for me to leave most of the money on the desk near his wallet. Years later when times were better he would have mom take me shopping for an outfit. Mother told me how it still bothered him all these years later that he had used my money.
Funny thing was that I had no reservations about the money. Mother always said how other families took half of a child’s earnings and put it away for them for school. There was no chance to do that for me and she was sorry about it.
Now when I was thirteen, a man knocked on our front door. His paperboy for the area was off to college and he was looking for a replacement. In those days this was a plum job. Around 40 papers took less tan an hour to deliver. The area was only 4 streets and 6 apartments. Wow the job paid give or take around $18.00 a week.
This was a job for me. Get up at 5:30 instead of 6:30 go for a brisk walk around the block 7 days a week and get $18.00.
This poor man balked and said only boys were paperboys. I knew the area and asked just what boy do you plan on giving the route? There are no boys here. One family had a 10-year-old boy and that was it. I ought to know since I had put most of them to bed many times.
He agreed to come back later when my parents were home to discuss the program with them.
My dad was from a tiny Mississippi River town, Lansing, Iowa. His grandfather owner and published the local morning paper. So dad had a morning route. In the early evening the train would throw out the other paper from the city and dad would deliver that too.
All my life having heard all of the newspaper stories, I knew this was destiny for me.
All was fine till the first Sunday edition. This one issue was larger than all of the other six papers put together. Three hours later, the family was awake and ready for church and I was still toting the monsters to the proper houses. The following Sunday, dad was up and loaded the papers into the station wagon. This went way faster but ate up profits. From then on, that was the way Sunday deliveries were handled.
Now collecting the money took place by tradition on Thursday after noon. It amazed me that I would knock on a door week after week and the customer would express surprise that I was there. The most fun was collecting from the person who paid once a month. No one thought to pay in advance. So guess what. This started to interfere with Thursday night baby-sitting. The other problem was the candy store on the route. If I trusted a sister to do the collection, she stopped by for a treat.
There were some Saturdays when the money was not there to pay the manager. There was always a push on to get new subscriptions. I never won a single prize even though I knocked on the doors that did not get a paper. I later learned that the winners usually went out of their area for new subscriptions.
It was March the worst of the winter was over. I was looking forward to warmer mornings, birds and spring. This Thursday I had a major sitting job so I has my sister Mary who was only nine make the collection. She had done it before but this time she was alone.
Mr. Bibbler with 2 young children on my sitting list invited her in while he got the money. He touched her. She got up and ran to dad. He took a baseball bat and ran to that house. We called the police for help because dad was angry. He was arrested took a plea bargain and moved away.
My paper delivery service route was terminated. Dad refused to allow me to continue. This was not such a great loss. Except that every year around high school graduation, the Indianapolis Star carriers who were special won scholarships and their pictures in the paper. There were no girl winners.
So ended another major project.
Chapter 3
No rain just sunshine
Why do people get married? Is it for love or money or maybe both? The major mistake of my life was not realizing that marriage to the wrong person could be a living hell.
I have never admitted this to anyone but the reason I entered marriage at 21 was hoping to obtain a better position in life. I felt two things so incorrectly that it is painful to think about let alone confess.
The first thing I felt was that my husband was rich in money and spirit. He was adopted into a family that followed a strict protocol about their position in life. They had money but did not splash it around. They were conservative in manor and in the treatment of their son. They went to the best church, the best country club and lived in the best neighborhood. They dressed for dinner but had a complete lack of in site as to how their son felt.
The second reason I left home was to gain freedom from the demands of the family. There was a constant pressure on me to take care of things-any and every thing. As the oldest child, I did not know how to rebel and how to achieve self-interests. I mistakenly thought thru marriage I would gain some self-realization. I felt if I left that the family would have one less person for whom they had to provide food, housing and comforts.
What mistakes. Multiplied over the years. I have failed to take a true accounting of the problems that the marriage reinforced in my behaviors. I tried so hard to make oppression work. Within hours of the wedding, I became a property with no rights. By moving out of state, I resigned from all of my jobs. At that time I was a clerk at an insurance company, a swimming instructor at the club, still baby-sitting and a cashier at a mega mart store on weekends.
At no time prior to the wedding did we discuss the possibility of a job for me. I soon learned that women in my new “social class” did not work. I could do charity work at Mercy Hospital in down town Pittsburgh but I could not earn money.
Well I got what I wanted. a better position in life. Only it did not take long for me to become disillusioned with my new status. The ups and mostly downs of the next ten years of my life are best left unsaid. My four children are the only light in a long dark tunnel.
There are only two reasons why I am even discussing this ten-year period. The first is to relate what the absolute lack of personal money can do to ones feeling of worth. The way to totally control the life of another person is to restrict access to money. There is nothing more humiliating then to go to the store with $20.00, shop then present the sales tape and hand over and change.
After all of the jobs I used to have, I had a husband who barely worked. He went to an office and spent time making 20 daily phone calls checking on me. He was in sales and of course there are weeks with no sales. He liked to gamble with a bookie and we all know how that works. One time he wanted to take book at our house. I advised him that if he did that I was out the door with the kids.
Some how around 1972, a friend took him to an Amway meeting a company with a sales proposition being the perfect fit for an imperfect person. We joined and I was to sell the soap. Amway sold soap. Yea right. What they sold was a pyramid plan where the top few investors make all of the money.
Sure the company sold soap. For only $7.95 a housewife could buy a small square box of amazing Amway soap. They taught us a cleaver sales pitch. Take a small clean item from your customer. Wash it in a very little bit of this concentrated soap in a clear glass container. Remove the newly clean item. And voila very dirty water left behind. If we follow the manufactures recommended amount of Tide, Cheer or any detergent, we way over soap our clothes. Try washing some towels without and soap and you will see the results of too much soap.
At this point in my life, I had three and one half children, no money for a baby sitter and yet I went door-to-door selling soap. Some customers felt sorry for me and bought one box. When I telephoned for a repeat order, not one person wanted any more soap. The poor results with this enterprise were entirely my fault. I was no good and did not want him to succeed. I did not remind him that he brought not one person into his Amway branch. And on and on it went-a constant broken record that I tried in vain to block from my memory
Unfortunately the results of ten years of constant belittlement leave a mark that is just under the surface waiting to be scratched. In trying to forget ones failures, we often repeat the past.
And so it is with me.
Chapter 4
I live where I can breathe
Back home again in Indiana with my family who took the five of us in, provided food and housing and spiritual guidance.
Little did I know it at that time but the best years of my life were about to happen.
Guess what the first thing that I did was? Look for and obtain a job. In my usual I can do any work attitude, I went downtown and filled out 5 applications. My sisters Kathy and Mary were employed at Indiana Bell Telephone Company. At this time the company was not accepting applications. This upset them as they felt I would be a great service representative. The pay was also the best in the state.
When I applied at Blue Cross and Blue Shield, they hired me on the spot for a claims adjuster position. Wow! Now I earned $124.00 a week. I went home thrilled. When I had left the insurance company 10 years earlier, I earned $48.00 a week. I found a HUD apartment down the street from mom and dad. The kids and I were set to go.
Guess what rarely showed up? The child support checks that my ex was to send. Only $50.00 a week for four children and he could not manage it.
I applied for and received food stamps for $200.00 a month. I split them with mother as she fed us frequently. All steam ahead life looked good.
In only three months with all of these new responsibilities wearing me down,
I fell ill. I could barely stand up on Monday morning yet drove to work where I promptly collapsed. The boss sent me home. On the way I saw the emergency room of a hospital. I wanted some medicine to get better so like all uninsured I stopped for a check up. Hours later, the doctor admitted me with a bleeding ulcer. Great now what will I do?
After a week and three blood transfusions, I checked myself out and resumed the pace I had left. Work gave me a talk about my attendance, and put me on warning but they also told me that since I had worked 91 days my health insurance would cover the hospital. Oh good more pressure.
My social life revolved around my family, sisters and their friends. The ladies at work spent hours gabbing about how much fun they had when they went out together. One day I asked if I could tag along. Kathy insisted that she would get me a date outfit. I soon discovered that I was over dressed for the dives we visited. Thank heavens it was a Friday night. I was ready to leave when the best looking man walked in with his buddy. Everyone at our table took notice and tried to get his attention. One man, who thought he was making headway with the ladies, got upset and badgered the new man into buying us drinks. So coolly, he looked around the table and said that he would buy the ladies a drink.
The waitress knew I was leaving and did not bring me a drink. Noticing this, Mr. Handsome asked me to dance. We went home to my apartment.
I had plans never to marry again. To live in my own space. Charlie had the same plans. His ex wife left him with huge bills and missing his two boys. So we became friends. I dragged him here and there. He spent more and more time with me. Finally he met the kids and after awhile moved in with us.
I had a little black and white television. He bought a nice color television. A burglar stole the television. So Charlie bought another. The HUD apartment had lots of crime. A drug bad drug deal resulted in a murder on my sidewalk. I was burgle red two times. There was a high-speed police chase on the front lawn of the building.
Work progressed and I was considered for a promotion with no pay raise. I signed up for more college classes at Marian College. Indiana Bell was hiring so I took the test, passed and became a service representative. This was the perfect job for me. Structured with more rules and regulations than most people can endure. I excelled in this environment.
One day, Charlie was offered a promotion to New Jersey. Indiana Bell had just informed me that they were interested in promoting me to supervisor. The kids were settled in school. I had attended nine grade schools and had hoped my children would not face the turmoil of constant school changes. Weighing all of the choices, I selfishly chose a move to New Jersey with Charlie.
In fast order we married, bought a house and moved. I managed to transfer to New Jersey Bell as a service representative.
Initially money was tight. We sent support for his son. We received no support for my children. Gradually, our incomes increased. Finally, there was some money at the end of the month.
The main problem I had was the feeling that I was not supplying my share of the finances. I used more of the money and earned way less of the money. My lack of child support was a constant reminder of the inequity of my situation. When pressed for child support, all kinds of promises and agreements were made but they were not kept. One day, we received a frantic call from the ex. The courts in Indiana with a gun ho procurers was collecting back child support. He had no plans to pay and would be sent to jail.
Dear Charlie suggested that we forgive him back and future support. Again I felt my failure to carry my share of the load. The nausea I felt when thinking about this took another ten years to fade.
In 1989, we moved to Ohio. I had to resign my job (AT&T had split and I could not transfer). I answered an ad for a job at Lake Farm Park to shovel manure. After the interview, I was hire for the reception desk for customer service and reservations. The kids could not believe it. I loved the job not the pay.
In 1991, we moved back to Indianapolis and Ameritech (old Indiana Bell) hired me as a service representative again. For the third time I was trained to be a customer service representative. Need I say that I excelled? Finally, after three years, I hated the job. I was low in seniority with 15 years of experience. I was in residential services when I had been in business. I tried over and over to transfer. No manager would release me because I was a constant sales leader.
The company offered a down size agreement and I took it. It was a foolish thing to do. I missed the pay more that the work. I was back in my sick mindset of dependency.
So guess what? I found an opportunity. A former co-worker invited me to a meeting on selling long distance service. At this time it was still a new concept not to be on AT&T or MCI’s long distance program. The program was called Excel and all you had to do was get friends and family to switch long distance carriers. You would earn a discount based upon calling numbers with the same carrier.
Also, this is the kicker, you would receive commission on all of the people you recute to sell the Excel plan. It was not easy to get customers to switch from the mindset that AT&T implanted on telephone service. I should have known this as I have spent years of my life dispensing their program.
By now, I am sure that you are laughing at me. How could she be so stupid?
Well, I was. This is getting painful.
Chapter 5
Ain’t nothing but a cool breeze
1998 Anaheim Hills, California my new home. Charlie has a job transfer, a broken hip and has always wanted to live here. Me, I had no job, loneliness and was getting fluffier by the day. In desperation, I joined Weight Watchers. There I found like company mostly over weight women with lots of depression and yet the desire to make a change in their lives.
I worked hard and lost the weight needed to become a lifetime member. I enjoyed the meetings and applied for a job. The pay was grim. I’m sure if I averaged it out, I earned a whopping $5.50 an hour. But it was my money. My contribution to the family was so little. I hated it.
I still had issues about money. And at this time on one of my many Southwest Airline trips back to Indiana, the airlines offered a free round trip with their credit card. Of course there is no such thing as a free round trip as I was to find out.
My job was over since we were moving again. The move took longer than expected.
So the credit card bill grew. A little bill at first and pay it off. But one month the bill was too large to pay off. And it just grows so fast.
My feelings of inadequacy are always just under the surface of my control. I have such issues asking for help. It is always expected that I’m there ready to take charge and get things done. Sometimes I wish I could let someone take care of me. My efforts to smooth things out and not seem ruffled should have lead to a nervous breakdown. At any given time, I could have fallen apart.
In stead, I plow along trying to figure it out.
Chapter 6
I turn it all over, Plow it all under
Charlie transferred to Cary (Confinement Area for Relocated Yankees), North Carolina. We arrived in May. I had an inner ear ailment and a tooth emergency. By the time these were repaired, Charlie took a planned retirement from his company. He had a fabulous career opportunity in Cincinnati, Ohio. So we moved again.
Our house is in Maineville just two and a half hours to Indianapolis. Charlie was to develop and expand business for the new company. Only three months later, when it became apparent that the new company was buying his former company, I felt the bottom slip away. They used his expertise to complete the deal and then let him go.
It is hard to deal with a blow like that. Now we have a six-month-old executive house in a declining market to sell. Amazingly, Charlie had a new position before the old one ended. It was an hour drive each way but work.
The first month the house was for sale, I did my usual get it ready each day. Today is the day the buyer is coming. After two months when only two viewings, I was getting the picture that this sale would be difficult.
Meanwhile, my family felt that I could drive up for any old occasion. Once I drove up and back for a luncheon, once for a St. Vincent de Paul estate sale and once for a dance recital. I had to take mom and dad to his VMB 433 Marine Reunions in Memphis, Washington, D.C, and Nashville. The pressure to attend to the family rarely lessened.
Mean while, I have no job. No money of my own but I had the card. The balance grew. Then one day I turned 62! Social Security became a good friend. The card payment was easier. But never paid off. The weight grew and I never asked for help.
Dad started having some health issue. The doctor kept saying he was fine. He would wonder out side and talk to people in trees. He would scheme that we were plotting against him. At the last Marine Reunion, he wondered away at night.
His doctor said he was fine. Finally, my sisters and I went to the doctor and demanded help. We went to a neurologist who knew that dad had diffuse lewey body dementia. It is not a well know illness. It would be fatal but there was a drug to relieve the hallucinations. So started the long nine-month decline.
When it was over in mid December, we had the holidays and the New Year live through.
Charlie became and executive coach a company hired him to coach and move their factory. He suggested that I look for a job. The house had been on the market for over two years. We now owned the lot in front of the house but still could not find a buyer.
This is when all of the issues I have met my waterloo. One would have thought that all of the pie in the sky ideas I have has would have educated my brain. I spend my life in rose-colored glasses and it painful when they turn red.
And red they did turn.
Chapter 7
That’s one thing you can count on
I want to earn money. I want to sell my house. I want to work-at-home. In the past you could do mailings, type papers and baby sit. Several times when the children were young, I was a childcare provider for other children.
Today television and newspaper advertisements, proclaim that you can run a home business using your computer and the Internet. If some one else can do that, why not me? Oh just sock it to me!
So all of the elements were alive in my mind the day I read the newspaper advertisement declaring Ebay is the way to go. Just come to the convention center and see for yourself.
There were around 45 other attendees that day to learn how to make money on Ebay. There were three leaders who demonstrated how they earned lots of money using Ebay. The main speaker claims he was a construction worker who used this program to make money. All you had to do was follow the plan and you are on the way.
Now at this time, I could turn on a computer, google information, use word and play games. That is it. Of course Charlie could program, improvise, do excel and on and on. When I asked him a computer question, he would say let me show you. When I worked at the phone company, I had to follow notes with clues to even log on. So there I am with the possibility of doing great and becoming a webmaster. If I did not do this on my own, Charlie would do it and I would not learn anything.
So I listened to these people and signed up. I said I needed to go home and get the money from my husband. They said that it was not smart to use your money to start a business. That everyone borrows to start a business. Use your credit card.
I can’t even write this with out crying. I did what they said. I was so excited and could not wait to get started.
Well the first thing I learned was that the smooth talking leader
Duane Barney lied. Big time lies. He said that every day he goes to
eBay and asks sellers a question. First he feigns interest in their product and then he asks them if they have a website. When they reply, he sends them to his web site to get a free website.
Duane Barney claims that every day early in the morning, he did this simple action ten times. He claims he has over 500,000 email addresses. He claims that this is the
Internet business to have.
It seems that
Duane Barney was selling products camping tents, but he was really selling free
websites. Now if he can do this for ten people, I can do it for 15 people. But the great lie is that
eBay will not let you do this.
eBay considers it like spam and will close your account if you lead an
eBay seller to your
website.
Now since you cannot drive customers to a website using Ebay, how else can they get there? I kept getting the response that I was not to worry. There are many ways to get there just be patient.
The start of the deal is learn to build a
website. Now consider what you know about me and what you know about
websites can you even imagine how hard this is to accomplish?
I had training cds; I had on line support and live support. I also had a huge difficulty learning this. I spent hours and hours learning.
Finally, the ways to drive traffic were reveled. Each week I was to learn a new one of the many ways. I was also to keep adding on to my website knowledge.
I plodded and plodded day after day. I was trying so hard to keep up. From the moment Charlie left to work until he came home, I sat at the computer. I even got up in the middle of the night to work.
I
blogged, twittered, heliumed, blog cataloged, stumble uponed, del.icio.used, facebooked, squidooed, every day. I searched for affiliates. I hunted down
drop shippers with wholesale central and salehoo. What ever the program said to do I did.
I made no headway. Guess what? Everyone out there is doing the same thing. I started getting more and more depressed. I gained so much weight that I was more than fluffy. If I only tried harder the system would work. It would make money.
At first I did earn some money on
eBay. Then the market collapsed. The buyers are not spending and slowly I’m treading water. Not once did I think my lack of success was due to the false lies of the company
Click Income and Duane Barney. It had to be that I was not trying hard enough.
Charlie got a wonderful job in Indianapolis. The house is still for sale at a huge loss. And something is the matter with my mother.
When I left the house to stay in Indianapolis, I still had hope. I unplugged the computer and all of the parts and things that go with it.
My 87-year-old mother had large cell Non-Hodgkin lymphoma. So I spent 18 weeks taking care of her through chemotherapy and 4 weeks with radiation treatments. I lost my focus. I was so exhausted and deeply depressed.
As I was writhing this tale of woe to try to tell Charlie what happened to me, I googled the company
Clickincome. I am not alone. There are major complaints against
Clickincome. Many customers like myself are upset. I will file complaints against them too. They are a
scam.
I cannot believe it took me so long to discover this fact. If I can recover some money, I will feel better, maybe.
Duane Barney and his company are considered by many to be
frauds. They are misleading. I will start immediately to request a refund of my money.
The complaints are many, hidden fees and charges on the credit card they encouraged you to use. In fine print,
Clickincome claims that they can just keeps adding on charges and fees.
No one made me so this. I did it all on my own. The process of writhing this paper has made me realize that there should be a self-help group in the manor of Alcohol Anonymous, for those of us with pie high in the sky dreams.
Now I am at the bottom of the pit. I had credit cards I could not pay. I called the credit card company and they put me in touch with a money management group.
Now I have ruined my husband’s good credit. I have had those fleeting feelings of suicide. I know that is not the answer. I started a weight loss plan. I have followed of the money managers. I am looking for a job.
I have always wanted to tell a story. I just wish it were a romance or great novel.
This soul searching has drained me. I am going to publish this on all of the social networks that are out there in the hope someone will be helped.
I realize that the company promoting this plan wants to make money too. My only anger at them is the way they marketed the plan using false promises. They were aware of the Ebay restrictions and yet continued to use this misinformation in their sale pitch. I wanted so badly to be a hero and do well. All that I did was fail again.
Do you have any children for whom I could baby sit? I am a good house cleaner and my rates are low, very, very low.
My life is great. I am blessed with family.
I live in my own mind, Ain’t nothing but a good time…
Thank you Lyle Lovett for writing my song. “In My Own Mind”
If you could spare a dollar to get me out of depressive debt, please use
www.paypal.com and donate to
gailclute7@aol.com I would be eternally thankful to you.
See also the short version of
How I Lost My Shirt on the Internet.
Posts
